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Obtaining an Opinion of Title Letter for Miami-Dade County

20 Dec 2018

Depending on your real estate goals in Miami-Dade County, you may be required to obtain an Opinion of Title Letter and furnish it to the County. Get the facts about this requirement and why you it is crucial to consult with a title specialist.

What is an Opinion of Title Letter?
Also known as “attorney title opinion” or “statement of opinion,” an opinion of title letter is basically a certification by a qualified legal professional that a property’s “chain of ownership” is clear of any encumbrances or issues. Following a careful and thorough examination of the property’s title insurance policy, title abstract, and title record, the attorney drafts a letter verifying several critical title matters:

  • The legal owner of the property.
  • Affirmation of the legal description.
  • Whether there are any encumbrances, liens, special exceptions, and other exceptions.
  • Whether there is anything hindering the recording or enforcement of the legal instrument in Miami-Dade County.

If prepared by a qualified attorney specialized in title matters, an opinion of title letter generally provides a reliable and comprehensive assessment of the title history of the property.

Why is an Opinion of Title Letter Required by Miami-Dade County?
Since an Opinion of Title Letter verifies many crucial title matters, it is required by Miami-Dade County for a variety of purposes and legal instruments, including:

  • Declarations of Use
  • Unities of Title
  • Declaration of Restrictions
  • Development Agreements
  • Zoning actions
  • Proposed final subdivision plats

Thus, if your real estate goals involve planned communities and real estate developments, you will need a credible Opinion of Title Letter produced by a title expert who is eligible to practice law in the State of Florida. Although the County provides a generic form that can be filled out and notarized, any opinion of title letter will meet the requirement so long as it addresses all the key findings of a comprehensive title search and meets other County requirements.

Marina Title Can Help You Obtain an Opinion of Title Letter and Much More
An Opinion of Title Letter is critical not only for meeting Miami-Dade County’s requirements, but for ensuring that the title to your subject property is clear of any potential problems or issues that may interfere with your real estate goals. That is why Marina Title attorneys know how to draft opinion of title letters and conduct thorough, reliable title examinations to back them. Our South Florida-based team has extensive and up-to-date knowledge of Miami-Dade County’s requirements and can also help you in a wide number of other regulatory matters concerning your real estate investment, purchase, or development goals.

To learn more about what Marina Title can do for you, contact (305) 901-5628 or email info@marinatitle.com.

 

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