Is Title Insurance a Requirement in the State of Florida Is Title Insurance a Requirement in the State of Florida

Is Title Insurance a Requirement in the State of Florida?

Aug 19 2019

The short answer? No. Title Insurance is not required. However, it should be. Read on to learn why.

Protecting Your New Home’s Title is Crucial – Here is Why

Buying a new house is a beautiful thing. However, the home buying process can be complex, and many homes in Florida come with several hidden issues from the past, which is why having a strong Florida Title Insurance policy is crucial. Failing to have a solid Title Insurance policy can result in claims or disputes against your rights to own and use the house you purchased, and – in some cases – you might even end up losing it. At the very least, failing to clear the title to your new home could result in a major financial loss. Although you are not required by law to purchase a Title Insurance policy, it is the only way to protect yourself and your property against problems from the past that can affect your future.

Obtaining Title Insurance in the State of Florida

Due to the inherent value of real estate, it does not make sense to take shortcuts when it comes to finding, negotiating, and closing on a house. Whether you are a first-time homebuyer or an experienced real estate investor, purchasing a Title Insurance policy to protect yourself and your property from any claims or potential disputes is an indescribably essential step towards ensuring financial security and peace of mind after closing.

Is Title Insurance a Legal Requirement?

As mentioned above, technically speaking, it is not. However, it definitely should be. Here is why:

Yes, you can purchase a house without a cleared title, and you are not required to purchase a Title Insurance policy for it; however, you should not do that because it could really come back to bite you in the near future.

When you buy real estate in the State of Florida, you are not only buying a piece of property, you are purchasing EVERYTHING that comes along with it. This includes hidden issues, debts of previous owners, and everything that can have a negative impact on your right to own your new property. This is why, when buying a home, you need to make sure the property is free of encumbrances and liens, and this can only be done by clearing the property’s title with the help of a reliable title company that conducts a thorough title search and then issues a comprehensive Title Insurance policy.

Work with a Reliable Title Company

A Title Company like Marina Title can help you clear the title to the home you intend to buy with the absolute confidence that there will be no complications or costly delays in the home buying process.

At Marina Title, our main goal is to provide you with a professional, engaging, and memorable closing experience that is free of headaches. That is all, and it is everything.

We understand that the closing process can be complicated and stressful, which is why our Title Company always works as hard as possible to make sure there are no major complications or delays in the process. Our goal is to help you buy your new home, ensure you understand the home buying process, and help protect your home from any hidden issues from the past.

To get in touch with the best Title Company in Florida, call us today at (305) 901-5628 or send us an email to to schedule an initial consultation with one of our title professionals.

Looking to buy a new home? Work with Marina Title! Let us add your name to our list of satisfied clients.

    Contact Us


      Contact Us


      Featured oN