The Responsibilities of a Florida Title Agent

What Are the Responsibilities of a Florida Title Agent?

The first question most of our clients ask is, “What are the responsibilities of a Florida title agent?” In this article, you will find the answer.

When buying a home in Florida, it is crucial to make sure its title is clear – meaning it has no defects that could potentially affect your ownership rights in the future – and the only way to do so is to conduct a thorough title search to reveal any hidden title issues. Clearing the title to the home you intend to buy, however, is only one of many critical steps you will need to take to properly close on the home. This is why working with a Florida title agent from a reputable title company is extremely vital. The responsibilities of a Florida title agent include all the steps necessary to close on your new home smoothly and successfully. Read on to learn more about title agents in Florida as well as why you should never even consider buying a home without help.

Protecting the Title to Your New Home is Critical – Here Is Why

Buying a home can be one of the happiest moments of your entire life. However, that happiness could last only a few years, months, or even weeks if title issues, such as ownership claims, arise after closing. A title agent from a reputable title company can help ensure that one of the proudest moments of your life does not turn out to be just the calm before a massive storm, which happens more often than you would think. Protecting the title to the home you intend to buy is critical. Without a strong Florida title insurance policy issued by a reliable title company, if someone files an ownership claim even years after closing, you could end up losing your home.

The Responsibilities of a Florida Title Agent

Many real estate buyers and sellers do not know what the responsibilities of a Florida title agent are specifically. In other words, most buyers and sellers know that title agents handle real estate closings; however, they do not know exactly how.

Title agents do many things in order to ensure closings go smoothly. In essence, the job of a Florida title agent is to find the most efficient route towards the signing of the final closing documents, which involves many different tasks, including:

• Conducting a thorough title search to find hidden title defects.
• Resolving all title issues.
• Holding the buyer’s earnest money deposit in an escrow account.
• Issuing all necessary title insurance policies.
• Preparing all necessary closing documents.
• Facilitating the signing of final closing documents.
• Properly recording the necessary closing documents.

Carrying out these tasks requires not only experience but also knowledge and skill. When you work with a title agent, you have someone on your team working to ensure every part of the closing process happens on time and in compliance with all applicable laws. When buying a home in the State of Florida, making legal mistakes can be ridiculously easy, which is why working with people that know what they are doing is vital.

Are You Considering Buying a Home? Work with Experts

Buying a home can be exciting but also terrifying because of all the things that you need to do to reach the closing stage. However, once you reach the closing stage, the tasks you need to carry out only get more complex and indescribably more critical, which is why choosing to buy a home without help is not a smart move.

The title professionals at Marina Title can guide you through your entire real estate transaction – from the moment you enter into a purchase agreement to the moment you sign the final closing documents and get the keys to your new home. We will complete all the necessary tasks properly and in a timely manner.

Give Marina Title a call at (305) 901-5628 or schedule an initial consultation with our title agents by sending an email to Info@MarinaTitle.com .