Is Working with a Florida Title Company Really Necessary?
Working with a Florida Title Company when buying a home is not required by law; however, it should be. Buying a house can be an exciting experience, but it can also be the cause of many headaches. Throughout the home-buying process, you may find yourself wondering why you ever thought buying a home was a good idea in the first place. Why? Because there is a lot that goes on when you are buying a new home – you need to address many little details, accomplish tons of tasks in a timely fashion, and sign a whole lot of paperwork.
The above facts are good reasons why working with a Florida title company is crucial. However, do you really need a title company to buy a home? The short answer is no. You are not legally required to use a title company. That does not mean, however, that you should not. Working with a Florida title company is the best way to ensure your closing goes smoothly and does not cause you any unnecessary headaches.
Making mistakes when buying a home is astonishingly easy, unlike fixing them. Therefore, a better answer to the question “Is Working with a Florida Title Company Really Necessary?” would be: No, but yes.
The Advantages of Working with a Florida Title Company
One of the biggest advantages of using a title & escrow company is security. The job of the title company is to protect all parties. Almost nobody would consider buying a home without using a neutral third party, typically known as “escrow holder,” to hold the money and the documents associated with the sale of the home in an escrow account and make sure to properly file and record everything. Why not? There is simply too much risk involved.
The title & escrow company you work with will make sure the buyer and the seller have met all requirements before any money or documents change hands. Without the need for the buyer and seller to trust one another, the risk of fraud is almost non-existent, as the parties’ personal information, including social security numbers, bank account numbers, and credit and loan account numbers, is kept secure. Safety alone is worth the cost of using a title & escrow company to handle your real estate closing.
Choosing the Right Florida Title Company
Many title agencies in Florida are both title companies and escrow companies, two terms that are often mistakenly used interchangeably. When looking for a title company, you should focus on companies that can handle many duties associated with real estate closings, such as title searches and title insurance, as well as serve as escrow holders. Choosing the right title & escrow company is crucial.
Not all title companies offer all of the services associated with real estate closings. If you are going to work with a company, you want to find one that offers both title and escrow services all in one place, as it is a much more streamlined way of getting things done. Marina Title is just such a company. We pride ourselves in using our knowledge, skill, experience, and real estate connections to bring our customers the best possible closing.
Choosing Marina Title is the Right Move – Here Is Why
Marina Title is a full-service Florida title & escrow company. We offer a wide range of real estate closing services, including:
- Escrow services,
- Residential title services,
- Title searches,
- Title insurance,
- Property searches, and
- Record owner searches.
We are committed to providing such a wide range of real estate closing services because we want to serve your closing needs as fully as possible so that you can find everything you need in a single company. Whether you are a first-time homebuyer or an experienced real estate investor, we want to be your first choice for all of your closings. The convenience of being able to meet all of your needs with one company can give you peace of mind in knowing that your closing will go smoothly, quickly, and will not give you any headaches.
Are you looking to buy a home in Florida? Work with Marina Title. Call us today at (305) 901-5628 or send us an email to [email protected].